Chivas Auto Sales

  • (0 reviews)
Indianapolis - IN
  • Used car dealer
  • 3090 Lafayette Road

Chivas Auto Sales has received 0 reviews with an average rating of out of 5

Description

Chivas Auto Sales, located at 3090 Lafayette Rd in Indianapolis, IN 46222, is a premier destination for individuals looking to purchase high-quality vehicles. With a commitment to customer satisfaction and a wide selection of cars, trucks, and SUVs, Chivas Auto Sales prides itself on providing a professional and seamless buying experience. The dedicated team at Chivas Auto Sales strives to exceed expectations, offering transparent pricing and expert guidance throughout the purchasing process. Whether you are in the market for a new or used vehicle, Chivas Auto Sales is the trusted choice for those seeking reliability, affordability, and exceptional service. Visit us today and let us help you find the perfect vehicle to fit your needs.

Claim this listing for USD 25
  • Base price ({{ repeatDayCount }} {{ config.calendar.range_mode === 'nights' ? "nights" : "days" }})

    {{ priceFormat( pricing.base_price ) }}

  • Total

    {{ priceFormat( pricing.total ) }}

Additional information

Not available

Not available

  • Monday

    Not available
  • Tuesday

    Not available
  • Wednesday

    Not available
  • Thursday

    Not available
  • Friday

    Not available
  • Saturday

    Not available
  • Sunday

    Appointments only
  • Timezone: +00:00

    May 28, 2024 7:41 am local time

Featured Showcase from our client

  • Closed •
  • Oklahoma City - OK •
  • 3345 Northwest 23rd Street
  • (0 reviews)
  • Closed •
  • Tulsa - OK •
  • 1625 South Memorial Drive
  • (0 reviews)
  • Closed •
  • Parsons - KS •
  • 1875 Ness Road
  • (0 reviews)
  • Closed •
  • Chugiak - AK •
  • 20900 Bill Stephens Dr
  • (0 reviews)
  • Closed •
  • Shreveport - LA •
  • 101 Crockett Street
  • (0 reviews)
  • Not available •
  • Pahoa - HI •
  • 15-2910 Kuuhome Street
  • (0 reviews)
  • Not available •
  • Woodridge - IL •
  • 7440 Woodward Avenue
  • (0 reviews)
  • Not available •
  • Pembroke Pines - FL •
  • 1500 S Hiatus Rd
  • (0 reviews)
  • Not available •
  • Madison - WI •
  • 420 South Park Street
  • (0 reviews)
  • Not available •
  • Santa Clarita - CA •
  • 18917 Soledad Canyon Road
  • (0 reviews)

You may also like

  • Closed •
  • Oklahoma City - OK •
  • 3345 Northwest 23rd Street
  • (0 reviews)
  • Closed •
  • Tulsa - OK •
  • 1625 South Memorial Drive
  • (0 reviews)
  • Closed •
  • Parsons - KS •
  • 1875 Ness Road
  • (0 reviews)
  • Closed •
  • Chugiak - AK •
  • 20900 Bill Stephens Dr
  • (0 reviews)

Just a tip for your business on today

Risks and Advantages of Short-Term Certificates of Deposit?

Certificates of Deposit (CDs) are time deposits offered by banks and credit unions with fixed terms, ranging from a few months to several years. Short-term CDs specifically refer to those with shorter maturity periods, often less than a year. Here are the risks and advantages associated with short-term certificates of deposit:

Advantages

  • Guaranteed Returns: One of the most significant advantages of CDs, including short-term ones, is that they offer guaranteed returns. The bank or credit union pays you a fixed interest rate over the term of the CD, and you’re assured of receiving your principal amount back at maturity.
  • Safety: CDs are typically considered safe investments because they are insured by the Federal Deposit Insurance Corporation (FDIC) in the United States, up to a certain limit. This insurance protects your investment against bank failure.
  • Predictable Earnings: Because the interest rate is fixed, you can calculate exactly how much your investment will grow over the term of the CD. This predictability can be advantageous for budgeting and planning.
  • Low Risk: Compared to other investment options like stocks or mutual funds, CDs, including short-term ones, involve low risk. Your investment is protected, and you won’t lose money due to market fluctuations.
  • Liquidity Options: While withdrawing money from a CD before maturity often incurs penalties, some banks offer short-term CDs with more flexible withdrawal options. Make sure to inquire about penalties and liquidity options before investing.

Risks

  • Low Returns: Compared to other investment options, the returns on CDs, especially short-term ones, are generally lower. In times of low-interest rates, the returns might not keep up with inflation, potentially leading to diminished purchasing power over time.
  • Opportunity Cost: When you invest in a short-term CD, your money is tied up for the duration of the term. If interest rates rise significantly during that time, you might miss out on the opportunity to earn higher returns elsewhere.
  • Penalties for Early Withdrawal: If you need to access your funds before the CD matures, you will likely incur penalties, which can eat into your returns or even your principal amount, depending on the bank’s policies.
  • Inflation Risk: Inflation erodes the purchasing power of money. If the rate of inflation is higher than the interest rate on your CD, your money might not grow enough to keep pace with rising prices.
  • Reinvestment Risk: When a short-term CD matures, you might face reinvestment risk if the prevailing interest rates are significantly lower than what you earned on the previous CD. This means your new investment might not generate the same level of income.

In summary, short-term certificates of deposit offer safety and predictability but come with the trade-off of relatively low returns. It’s essential to weigh these factors against your financial goals and risk tolerance when considering short-term CDs as an investment option.

Similar website showcase just submitted

The showcase clients just created new websites with our platform.

  • Closed •
  • Oklahoma City - OK •
  • 3345 Northwest 23rd Street
  • (0 reviews)
  • Closed •
  • Tulsa - OK •
  • 1625 South Memorial Drive
  • (0 reviews)
  • Closed •
  • Parsons - KS •
  • 1875 Ness Road
  • (0 reviews)
  • Closed •
  • Chugiak - AK •
  • 20900 Bill Stephens Dr
  • (0 reviews)
  • Closed •
  • Shreveport - LA •
  • 101 Crockett Street
  • (0 reviews)
  • Not available •
  • Pahoa - HI •
  • 15-2910 Kuuhome Street
  • (0 reviews)
  • Not available •
  • Woodridge - IL •
  • 7440 Woodward Avenue
  • (0 reviews)
  • Not available •
  • Pembroke Pines - FL •
  • 1500 S Hiatus Rd
  • (0 reviews)
  • Not available •
  • Madison - WI •
  • 420 South Park Street
  • (0 reviews)
  • Not available •
  • Santa Clarita - CA •
  • 18917 Soledad Canyon Road
  • (0 reviews)
  • Not available •
  • Escondido - CA •
  • 1204 South Escondido Boulevard
  • (0 reviews)
  • Not available •
  • Richmond - CA •
  • 12441 San Pablo Avenue
  • (0 reviews)
  • Not available •
  • Irwin - PA •
  • 40 Carpenters Lane
  • (0 reviews)
  • Not available •
  • Conway - SC •
  • 2153 South Carolina Highway 544
  • (0 reviews)
  • Not available •
  • Pilot Mountain - NC •
  • 106 Heatherly Creek Drive
  • (0 reviews)
  • Not available •
  • Big Spring - TX •
  • 302 Scurry Street
  • (0 reviews)
  • Not available •
  • Louisville - KY •
  • Louisville
  • (0 reviews)
  • Not available •
  • Houston - TX •
  • 7400 Harwin Drive
  • (0 reviews)
  • Not available •
  • Fort Worth - TX •
  • 4433 South Freeway
  • (0 reviews)
  • Not available •
  • Zolfo Springs - FL •
  • 231 Wilbur C King Boulevard
  • (0 reviews)
  • Not available •
  • Philadelphia - PA •
  • 114 Callowhill Street
  • (0 reviews)
  • Not available •
  • Grand Isle - LA •
  • 1018 Louisiana Highway 1
  • (0 reviews)
  • Not available •
  • Waterville - ME •
  • 225 Main Street
  • (0 reviews)
  • Not available •
  • Hill City - SD •
  • 632 East Main Street
  • (0 reviews)
  • Not available •
  • Sparks - NV •
  • 106 Cal Lane
  • (0 reviews)
  • Not available •
  • Laredo - TX •
  • 2312 Guadalupe Street
  • (0 reviews)
  • Not available •
  • Creston - IA •
  • 509 West Townline Street
  • (0 reviews)
  • Not available •
  • Houston - TX •
  • 3130 South Richey Street
  • (0 reviews)
  • Not available •
  • Fresno - CA •
  • 1605 South Orange Avenue
  • (0 reviews)
  • Not available •
  • Lebanon - MO •
  • 308 West 2nd Street
  • (0 reviews)
  • Not available •
  • Irvine - CA •
  • 1 Summerstone
  • (0 reviews)
  • Closed •
  • Anderson - SC •
  • Anderson
  • (0 reviews)
  • Not available •
  • Tulare - CA •
  • 800 East Paige Avenue
  • (0 reviews)
  • Not available •
  • Elizabethtown - KY •
  • 122 College Street Road
  • (0 reviews)
  • Not available •
  • Fayetteville - NC •
  • 2945 Hope Mills Road
  • (0 reviews)
  • Not available •
  • Passaic - NJ •
  • 239 Monroe Street
  • (0 reviews)
  • Not available •
  • Hartford - CT •
  • 10 White Street
  • (0 reviews)
  • Not available •
  • Oklahoma City - OK •
  • 3700 North Kelley Avenue
  • (0 reviews)
  • Not available •
  • Las Vegas - NV •
  • 2182 North Pecos Road
  • (0 reviews)
  • Not available •
  • Gilbert - SC •
  • 1523 Shull Avenue
  • (0 reviews)

Are you student? Just read to get a tip for your life

What Is a Student Loan?

A student loan is a type of financial aid that is specifically designed to help students pay for their education expenses, including tuition, fees, room and board, textbooks, and other educational necessities. Unlike scholarships and grants, which do not have to be repaid, student loans must be repaid with interest after the borrower graduates, leaves school, or drops below half-time enrollment.

There are several types of student loans available, including:

  • Federal Student Loans: These loans are funded by the federal government and have relatively low, fixed interest rates. They include Direct Subsidized Loans (based on financial need, and the government pays the interest while the student is in school), Direct Unsubsidized Loans (not based on financial need, and the student is responsible for the interest), and Direct PLUS Loans (for graduate or professional students and parents of dependent undergraduate students).
  • Private Student Loans: These loans are offered by private lenders, such as banks, credit unions, or online lenders. Private student loans often have higher interest rates compared to federal loans and may require a credit check or a co-signer if the student has limited credit history.

Students and their families use these loans to bridge the gap between the cost of education and the amount of financial aid (such as grants and scholarships) they receive. It’s important for borrowers to understand the terms and conditions of their loans, including interest rates, repayment plans, and options for deferment or forbearance if they experience financial hardship after graduation.

Student loans can significantly impact a borrower’s financial future, so it’s crucial to borrow responsibly and consider the potential impact on your long-term financial stability before taking out a loan.

How to Get Student Loan in US?

To obtain a student loan in the United States, you’ll typically follow these steps:

  1. Fill out the Free Application for Federal Student Aid (FAFSA): The FAFSA is a form that determines your eligibility for federal student aid programs, including grants, work-study, and loans. You can fill out the FAFSA online at fafsa.ed.gov. Be sure to have your tax and financial information on hand.
  2. Receive your Student Aid Report (SAR): After you submit your FAFSA, you’ll receive a SAR. Review it carefully to make sure all the information is correct.
  3. Understand your Financial Aid Award Letter: Once your school receives your FAFSA information, they will send you a financial aid award letter outlining the types and amounts of aid you’re eligible for, including loans.
  4. Choose the Right Loan: There are different types of federal student loans, such as Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans. Subsidized loans are based on financial need, and the government pays the interest while you’re in school. Unsubsidized loans are not need-based, and you’re responsible for the interest from the time the loan is disbursed. PLUS loans are for graduate or professional degree students and parents of dependent undergraduate students.
  5. Complete Entrance Counseling: If you’re a first-time borrower, you’ll need to complete entrance counseling. This helps you understand your responsibilities regarding your loan.
  6. Sign a Master Promissory Note (MPN): The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the Department of Education.
  7. Disbursement of Funds: Your loan funds will be disbursed directly to your school to cover tuition, fees, and other education-related expenses. Any remaining funds are typically given to you to cover other costs of attending school.
  8. Repayment: Repayment of federal student loans usually begins six months after you graduate, leave school, or drop below half-time enrollment. There are various repayment plans available, so you can choose one that fits your financial situation.

It’s crucial to understand the terms and conditions of your student loans and to borrow responsibly. Make sure to keep track of how much you’re borrowing and what your monthly payments will be after graduation. If you have questions or concerns, don’t hesitate to contact your school’s financial aid office or the loan servicer handling your loan.

Copyright © 2024. All rights reserved.  Create a website for FREE!